MHC News 06/23/2025
Financing, Community, and Brand: The Future of MHCs
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We’ll post relevant market indicators here the first of every week to help you stay on top of where the market is going in general.
Cavco Homes of Texas rebrands as Cavco-Seguin - Seguin Today
Cavco Homes of Texas, based in Seguin, Texas, has officially rebranded its operations as Cavco – Seguin, aligning with the broader Cavco Homes network.
The rebranding emphasizes Cavco’s commitment to delivering high-quality, energy-efficient manufactured homes built to HUD standards. Serving areas across Texas, New Mexico, and Oklahoma, Cavco – Seguin designs homes ranging from single-, double-, and triple-wide layouts, spanning approximately 500 to 3,000 ft².
Cavco – Seguin offers a variety of models, such as the Valu Maxx Premier and Valu Maxx, with configurations including 3–4 bedrooms and 1,200–2,200 ft². Homes feature modern amenities—energy-saving insulation, durable siding, vinyl flooring, LED lighting, and 200 AMP electrical service.
The company also supports customers with factory-direct service, warranties, and a strong focus on value, durability, and affordability.
This rebrand reinforces Cavco – Seguin’s position as a leading provider of manufactured homes in the region, offering a wide range of customizable, factory-built housing options.
Can Modernizing Manufactured Home Financing Help Solve Affordable Housing? - manufacturedhomes.com
Manufactured homes have long faced unfair stigma, yet they remain a key source of high-quality, affordable housing—particularly in rural communities.
A recent FinRegLab report explores how modernizing federal insurance programs for manufactured home loans could help address the nation’s affordable housing shortage. Currently, financing options for these homes are limited, as most lenders prioritize traditional mortgage loans tied to both the home and its underlying land.
The report highlights barriers to wider use of “home-only” loans—financing for manufactured homes without land ownership. Although the Federal Housing Administration (FHA) and Ginnie Mae aim to expand this market through the FHA Title 1 insurance program, outdated manual underwriting processes and inconsistent lending guidelines continue to discourage lender participation.
By modernizing these processes and updating program rules, access to affordable housing could grow significantly. These improvements would attract more lenders, expand loan availability, and open critical pathways to homeownership for underserved and lower-income communities.
Flagship Communities Real Estate Investment Trust Wins the Kentucky Manufactured Housing Institute’s Highest Award for the Fourth Consecutive Year - GlobeNewsWire
Flagship Communities Real Estate Investment Trust (TSX: MHC.U) announced that its Derby Hills Pointe manufactured home community in Alexandria, Kentucky, has been named 2025 Community of the Year by the Kentucky Manufactured Housing Institute (KMHI).
This marks the fourth consecutive year that a Flagship property has earned this award, recognizing the company’s continued investment in creating safe, high-quality, and vibrant manufactured home communities.
Flagship acquired the 170-lot Derby Hills Pointe in 2015 and transformed it through infrastructure upgrades and community amenities. These include a new clubhouse, solar street lighting, a playground, basketball courts, a dog park, and a resident-run food pantry.
The community also partners with local churches to provide school programs and organizes events like Halloween parties, Thanksgiving meals, and Christmas celebrations.
Flagship’s leadership emphasized that their mission goes beyond providing affordable housing—they aim to foster strong, supportive manufactured home communities where residents can thrive.